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Employee Benefits For Nebraska Businesses

From health insurance and retirement plans to supplemental coverage, Trek Insurance Solutions helps Nebraska employers build benefits packages that attract and retain top talent.

Start Building Your Package

Health Benefit Solutions

Flexible options that work for businesses of any size. Whether you have 2 employees or 200, we'll help you find the right approach.

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ICHRA (Individual Coverage HRA)

Reimburse employees for individual health insurance premiums tax-free. You set the allowance, employees choose their own plans from the marketplace. Flexible, predictable, and works for businesses of any size.

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QSEHRA (Qualified Small Employer HRA)

For businesses with fewer than 50 employees. Tax-advantaged reimbursement for health insurance and medical expenses. A cost-effective alternative to traditional group plans.

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Traditional Group Health Plans

Fully insured PPO, HMO, and level-funded options from leading carriers. We compare plans across multiple insurers to find the best fit for your team and your budget.

Supplemental Benefits

Round out your benefits package with additional coverage that your employees will value.

Dental & Vision Insurance

Affordable plans that keep your team healthy — from routine cleanings to exams and corrective lenses.

Life & Disability Insurance

Protect your employees' families and income with group term life and short- and long-term disability coverage.

Critical Illness & Accident

Lump-sum cash benefits that help employees manage unexpected medical events without financial strain.

Cancer Insurance

Specialized coverage that provides financial support during cancer treatment, helping reduce out-of-pocket costs.

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Retirement Plans For Businesses

Help your employees save for retirement with plans that fit your business size and budget.

SIMPLE IRA

Easy to set up, low cost. Ideal for small businesses looking for a straightforward retirement solution.

SEP IRA

Flexible contributions for businesses with variable income. Great for self-employed individuals and small business owners.

401(k) Plans

Traditional and safe harbor options. Help your employees save more while maximizing tax advantages for your business.

Why Trek for Employee Benefits?

We're an independent agency. That means we compare options across carriers and plan types to find what actually works for your business.

Independent & Objective

We represent multiple carriers and plan types — we find the best fit, not the one with the biggest commission.

Local Omaha Expertise

Proudly serving Nebraska businesses since 2011. We understand the local market and what works for employers in our community.

Personalized Service

From setup through enrollment and ongoing support, we handle the paperwork so you can focus on running your business.

Multiple Carrier Options

Access to 20+ carriers means more choices, better pricing, and plans that actually fit your team's needs.

Frequently Asked Questions

What is an ICHRA? +
An Individual Coverage Health Reimbursement Arrangement (ICHRA) allows employers to reimburse employees for individual health insurance premiums tax-free. It's a flexible alternative to traditional group health plans that works well for small businesses.
How many employees do I need to offer group health insurance? +
There's no legal minimum — even sole proprietors can set up group health plans. But many small businesses with 2-50 employees find ICHRA or QSEHRA more cost-effective than traditional group coverage.
Can Trek help with retirement plans for my business? +
Yes. We help small businesses set up SIMPLE IRAs, SEP IRAs, and 401(k) plans for their employees — including Solo 401(k) options for self-employed individuals.
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Ready To Build Your Benefits Package?

Free consultation. No obligation. Our licensed advisors serve Nebraska, Texas, Iowa, and Illinois employers. Let's find the right benefits plan for your team.

Schedule Free Consultation 888-960-0442

We do not offer every plan available in your area. Currently we represent multiple organizations which offer over 4,000 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.