Henderson County Insurance Advisors — Medicare, Health, Life & Retirement

Local Insurance Help for Henderson County’s Farm Families

Out along the Mississippi in far western Illinois, Henderson County runs on corn, soybeans, and the kind of trust you earn face to face. From Oquawka down on the river to Stronghurst, Biggsville, Gladstone, Lomax, Media, and Raritan, this is a county of family farms, small towns, and neighbors who still look out for one another. Trek Insurance Solutions handles insurance the way business gets done out here — sitting down with you, in plain language, with no pressure and no big-city sales pitch.

We are an independent agency, so we work for you, not for one insurance company. Whether you are a farmer getting close to 65, a self-employed family without an employer plan, or someone thinking about what happens to the land down the road, we will help you sort it out.

Medicare for Henderson County Farmers and Retirees

A lot of folks here farmed their whole lives and are now reaching 65 with no company plan behind them. We walk you through every Medicare option — Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans — at the kitchen table or over the phone, whatever is easiest. There is never a cost to sit down with us.

• Medicare Advantage (Part C) compared across multiple carriers
• Medicare Supplement (Medigap) plans that fill Original Medicare’s gaps
• Part D prescription drug coverage
• Annual Open Enrollment reviews so your plan still fits each year
• Help timing your enrollment if you are still farming past 65

Health Insurance for Farm and Self-Employed Families

When your living comes from the land, nobody hands you health insurance at work. We help Henderson County’s farm families, self-employed folks, and small-business owners compare:

• ACA marketplace plans, and whether you qualify for a tax credit
• Off-exchange individual and family coverage
• Dental and vision add-ons
• Short-term coverage to bridge a gap between plans

Life Insurance to Protect the Farm and Family

For a farm family, life insurance is not just a policy — it is what keeps the operation and the people on it secure if something happens. We compare term, whole, and final-expense coverage from multiple carriers to find protection that fits a working family’s budget.

Retirement and Keeping the Land in the Family

Farmers spend a lifetime building something worth passing down. We help Henderson County families think through retirement income, annuities, Social Security timing, and how to hand the operation to the next generation — so a lifetime of work stays in the family.

Why Neighbors Choose Trek

We are independent — not a captive agent for any one company. We represent Mutual of Omaha, UnitedHealthcare, Aetna, Cigna, Anthem, and others, so we can shop the market on your behalf. And because we are licensed across 19 states including Illinois, Iowa, Nebraska, and Missouri, we can stay with your family even when work or retirement takes them across the river.

“Living out here, it is hard to find someone who will actually take the time to explain Medicare. Trek sat down at our kitchen table and made it make sense.” — Farm family near Oquawka, IL

Your Local Team

When you call Trek for Henderson County, you are not handed off to a call center or shuffled between offices. You work with the people who know this area:

Ben Simpson — Licensed agent serving Henderson County and the surrounding river communities. Ben works with farm families on Medicare, health insurance, life coverage, and retirement planning — the full picture, not just one piece.

Brenda Rowe — Ben’s administrative assistant based right here in the county. Brenda helps coordinate your appointment, gathers the information we need to compare plans, and makes sure nothing falls through the cracks — so your experience from first call to final enrollment is smooth and straightforward.

Call 888-960-0442 or reach out through our contact form. Ben or Brenda will get back to you — no automated runaround, no waiting on hold.

Contact Us for a Free Consultation

Trek Insurance Solutions is a Third-Party Marketing Organization (TPMO). We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.